SGN #11

34 min.

How Credit Insurance Protects Businesses in Challenging Times

Find out how credit insurance can protect your business and insure your sales in an uncertain economic environment

Audio
Podcast

About the episode

In this episode, we have the participation of Alberto Pollo Gutiérrez, insurance and export technician at Cesce, a leading company in the credit insurance sector. Together with our host, Sergio Carbonell, we explored in detail how credit insurance is a fundamental tool for companies that sell on credit. From protection against non-payment to the possibility of expanding sales with peace of mind, Alberto explains how this type of insurance allows you to manage risks and ensure sustained growth in unstable economic times. We also address how credit insurance deters customers from falling behind on payments, ensuring the company's liquidity. Alberto delves into the advantages of the "Master Oro" policy, an exclusive Cesce product that guarantees up to 95% of unpaid invoices and provides tools such as factoring to advance the collection of insured invoices. Finally, we discussed Cesce's resilience in times of crisis, such as the pandemic, where the company maintained coverage for its customers and offered them the necessary support to continue operating without interruptions.

Episode Summary

0:00

Introduction and introduction of the guest

Brief presentation of Alberto Pollo Gutiérrez and the central theme of the episode: credit insurance.

1:00

What is credit insurance?

Definition and usefulness of credit insurance for companies that sell on credit.

2:59

Advantages of selling on credit with backup insurance

The benefits of selling on credit and the importance of having insurance to avoid losses are explored.

4:14

Assessing customer creditworthiness

Explanation of how Cesce assesses the creditworthiness of customers to determine if they can safely extend credit to them.

8:09

What to do in case of non-payment

Alberto details the process in case a client does not pay and how credit insurance covers 95% of the debt.

14:00

Importance of Deterrence and How Credit Insurance Builds Trust

Discussion of how credit insurance deters customers from paying and improves business relationships.

26:01

The importance of credit in times of crisis

Alberto and Sergio analyze the importance of credit and how Cesce maintained its support during the pandemic.

32:00

Closure and contacts

Farewell and contact details for more information on taking out credit insurance with Cesce.

Related Links

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Alberto Pollo website

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We

Sergio Carbonell

More than 20 years in the business world, in the areas of point-of-sale branding and online marketing.

Alberto Pollo Gutiérrez

Alberto Pollo Gutiérrez is an insurance and export technician at Cesce, a leading credit insurance company.

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Find out how credit insurance can protect your business and insure your sales in an uncertain economic environment
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